AI-Powered All-Digital Lending
Expand consumer lending and empower households with smarter, safer credit decisions driven by AI. Leverage advanced analytics for faster approvals, reduced risk, and seamless digital experiences.
Achieve Breakthrough Lending Performance
53%
fewer defaults while maintaining the same approval rate¹
2.5X
stronger risk separation compared to FICO²
83.8+
NPS, far exceeding top-tier banks (less than 30)³
Expand and Strengthen Household Relationships
- Acquire high-quality borrowers with AI-driven precision
- Foster lasting connections for sustained financial growth
- Enhance lifetime value with smarter, data-driven lending solutions
Accelerate Consumer Loan Growth with AI
- Expand profitably into personal and auto lending
- Maximize returns with high-yield, low-risk strategies
- Enhance portfolio performance through AI-driven decisioning
Lend Smarter, Safer, and More Profitably
- Identify more creditworthy borrowers with AI-driven insights
- Accurately predict and price risk for optimized lending decisions
- Increase approvals while staying within your risk tolerance
Trusted by Professionals
Lux Funding exceeded my expectations in every way. Their flexible financing options allowed me to navigate through a slow season with ease. The application process was straightforward, and I received funding much faster than I anticipated. Lux Funding is definitely my go-to for financial solutions.” Edward P.- Businessman
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Discover how you can expand your consumer lending business by approving more borrowers within your credit policy—all while delivering a seamless, modern digital experience.