Loans & Financing – Lux Funding

Merchant Cash Advance

A small business lending firm can offer the support necessary to obtain the capital required for success. Even with obstacles like poor credit, you can apply for a merchant cash advance.

What is a merchant cash advance (MCA)?

Get guidance and capital through a simple, transparent, and seamless process to get the funding you need.

Instant capital solution

Get immediate capital with our fast solution. Your online application is reviewed within one business day, and funds can be deposited within 24 hours.

Use the funding flexibly

You have the freedom to allocate funds for inventory, payroll, marketing, or equipment—whatever your business needs.

Worry-free remittances

Dealing with fluctuating revenue? With merchant cash advances, remittances are adjusted to better fit your revenue during a particular month.

Why Choose Lux Funding for Merchant Cash Advance Financing?

A top merchant cash advance provider in the USA

With a TrustPilot rating of 4.8, an A+ from the BBB, and a track record of assisting over 46,000 small businesses across the USA, a merchant cash advance from Lux Funding is more than a transaction—it’s a partnership.

The financing provider that values your potential

Lux Funding sees beyond your credit score and income statement, focusing on your potential growth and overall business health when evaluating your eligibility for a merchant cash advance.

Benefits Of Merchant Cash Advance For Your Business

Merchant cash advance financing is ideal for seasonal businesses or those seeking short-term funding solutions.

Fast Approval in as Little as 4 Hours

Quick cash advance approval based on business health, not credit score.

Automatic remittances tied to receivables

Merchant cash advance: quick, collateral-free capital based on daily sales.

Max advance up to $600,000

Secure cash advance quickly with minimal documentation and business assessment.

Factor rates as low as 1.11***

Credibly offers intuitive, convenient cash advances with transparent fees.

Ready to Get Started?

Take the first step toward securing the funds you need with a simple, stress-free application process. Whether you’re looking to grow your business, consolidate debt, or cover unexpected expenses, our flexible lending options are designed to fit your goals. Apply today and let our team of experts guide you every step of the way.